Uma umuntu enenkinga enkulu yezimali futhi akukho okusiza, ungazama ukusebenzisa umthandazo ukwenza imali . Kunezinketho eziningi ezihlukene ezingasiza nje ukukhulisa imali yakho kuphela noma ukuthola umholo wokubambezeleka, kodwa futhi uphoqa umuntu ukuthi abuyisele isikweletu.
Umthandazo wokuheha imali
Ukwenza umkhuba ube ngempumelelo ngangokunokwenzeka, uthenge isithonjana esithombeni sesanta, emva kwalokho obhapathiziwe, udinga ikhandlela le-wax.
Futhi-ke, umthandazo kufanele ufunde ekuseni kakhulu phakathi nenyanga ekhulayo. Khanyisa ikhandlela, thatha isithonjana ngakwesokunxele bese uthi amagama alandelayo:
"Ingelosi kaKristu, umgcini wami ongcwelengcwele nomvikeli womphefumulo wami nomzimba, uthethelele konke ukuthethelelwa kwami, labo abonile ngosuku: nakuzo zonke izinengiso eziyichilo zesitha sami, ngisindise, futhi angizange ngimzonde uNkulunkulu wami nganoma iyiphi indlela; kepha ngikhulekeleni, isigqila esesono nesingafaneleki, ngoba kufanelekile ukungibonisa ubuhle nesihe soBuZiqu-oNgcwele Ongcwele, noMama weNkosi yami uJesu Kristu, nabo bonke abangcwele, Amen "
Umthandazo wokubuyiselwa kwemali ngumthengi
Uma, emva kokulinda isikhathi eside, umbolekisi akabuyanga imali, bese usebenzisa umthandazo. Okokuqala, udinga ukuthenga ikhandlela le-wax, kungabikho muntu oxoxisana naye futhi ungathathi ushintsho. Ekhaya ekushoneni kwelanga, udinga ukuthatha ikhandlela ngakwesokunxele sakho, ulikhanyise futhi ubheke ilangabi ukuhlehlisa amagama alandelayo izikhathi ezingu-12:
"Wena (igama lomboleki) uyancibilika, awukwazi ukubuyisela isikweletu, uma ungabuyeli, khona-ke uyaqhakaziza ngokuphelele. Injongo yokubuyela, asisekho tai! Ngakho yiba igama lami eliqinisekisiwe! Isungulwe (a) ngomlilo, kusihlwa, hhayi ngosuku (igama eligcwele layo) "
Umthandazo onamandla wemali
Ukuze uthuthukise isimo sabo sezezimali, kunconywa ukuba ubhekane nabangcwele, okungukuthi uSanta John onomusa kakhulu. Lo mthandazo kufanele ufunde nsuku zonke noma ilanga noma ilanga:
"UJohane oNgcwele, uMvikeli onomusa wabanamandla futhi okhona kulezi zinkinga! Siphendulela kuwe futhi sithandaza, njengoba umphathi wezinyawo zonke ozifunayo kuNkulunkulu aduduza ezinkingeni nasezinsizini: ungayeki ukuthandaza eNkosini ngenxa yabo bonke ngokukholwa okuza kuwe! Wena wagcwala uthando nobuhle bukaKristu, Wabonakala njengesigodlo esimangalisayo sobuhle besihe futhi wazitholela igama elinesihe: wawunjengomfula, ogijima njalo ngesihe esikhulu, nabo bonke abafisa ukuhlaselwa okukhulu. Sikholelwa, isibonelo, ngokuhamba emhlabeni ukuya ezulwini, usukhuni kuwe ngesipho somusa ukuhlwanyela futhi ube yisitsha esingapheli salo lonke uhlobo. Dala ngesicelo sakho kanye nokuncenga kukaNkulunkulu zonke izinhlobo zenjabulo, ake labo abaza kuwe bathole ukuthula nokuthula: banikeze induduzo ezinsizini zesikhathi kanye nesabelo sezidingo zokuphila, bafaka ithemba labo lokuphumula phakade eMbusweni weZulwini. Ekuphileni kwakho emhlabeni wawuyisiphephelo sakho konke okukhona kuzo zonke izinkathazo, futhi
Lo mthandazo wemali uzokusiza ukuthuthukisa inhlalakahle yomndeni wakho wonke, into eyinhloko ukukholelwa kwimiphumela emihle nempumelelo.