Yiqiniso, imali ayiyona injabulo, kodwa, ubona, ngaphandle kokuba khona kwayo, ngandlela-thile idabukisayo. Injabulo, mhlawumbe, ukukwazi ukuphatha imali, futhi ungawavumeli ukuba akushaye ucansi. Kodwa-ke, ungafunda kanjani ukuphatha uma ungenayo okwamanje? Umbuzo wenza kube nzima, kodwa, kholwa kimi, ukuze ube nawo, udinga ukuthuthukisa uhlelo lokuphathwa okulungile: imali ayikuthandi kuphela i-akhawunti, kodwa inhlonipho.
Uma imali idinga kabi ...
Okokuqala, ake sikhulume ngezimo lapho isipelingi semali isetshenziselwa ukutshala into yokwenza inzuzo, kodwa uma kwenzeka ukuthola imali ethile evela emthonjeni ongaqinisekisiwe kungalondoloza ngisho nokuphila. Ngakho-ke, ungasebenzisi isipelingi esilandelayo ngemali yokuthuthukiswa kwebhizinisi. Yenzelwe kuphela izimo ezibucayi, lapho ungenayo indawo yokuthatha imali efanele.
Okokuqala dweba umbuthano ngokuchofoza phansi. Beka amakhandlela amabili aluhlaza kuwo bese uwakhanyisa. Beka isitsha phakathi kwamakhandlela, ulungise ibhodlela lamanzi angcwele. Ephaketheni lakho, gcina izinhlamvu zemali ezingu-10 ze-ruble / euro / i-hryvnia, njll.
Ukuthululela amanzi esikebheni, tshela lokhu okulandelayo:
"Vumela izikhwama zigcwalise, vumela imali ifike endlini yami, ngokushesha nje lapho ngigcwalisa isitsha ngamanzi."
Ngemuva kwalokho, phosa imali eyodwa emanzini futhi emva kwemali ngayinye, funda umusho owodwa kusuka ekupheni okulandelayo:
"Ngifuna ingcebo,
Ngifisa ukuphumelela,
Ngifisa injabulo,
Ngifisa igolide,
Ngifisa isiliva,
Ngifisa ukuchichima,
Ngifisa impilo,
Ngifisa usizo,
Ngifisa sengathi imali yangena empilweni yami,
Ngifisa konke lokhu, ngakho-ke kube njalo! ".
Sishiya amakhandlela ashisa kuze kube sekuseni. Ekuseni, ngamanzi avela esitsheni, ufafaze emaceleni endlu yakho, bese uthele amanzi asele emngceleni. Izinhlamvu zemali zisakazwa eceleni kwefasitela usuku lonke ukuze zithole amandla eS Sun, futhi kusihlwa zibafake zibe yibhange lakho lezinkukhu. Ukwenza imali isebenze ...
Manje ukuthi ukucindezeleka kwakho sekuphelile futhi isipele esedlule sasiza ekuphumeni kwesimo esibucayi sezezimali, ungahlanganyela ekuphumeleleni kwezimali empilweni yakho. Ukupela okulandelayo ngenhlanhla nemali kufana nokuthandana nomthandi. Imali ngeke iqale wena kuphela, izoqala ukukusebenzela futhi izovame ukukhula. Lokhu kuyilungu lemali enkulu, ngakho usakazeka ukuthi awukwenzi ngisho nabantu abambalwa kakhulu.
Ukuqhuba umkhuba kuyadingeka ngenyanga egcwele, ebusuku, ukuze kungabikho muntu oyokubona noma akuzwe. Uzodinga imali oyithandayo. Iya efasiteleni futhi ekukhanyeni kwenyanga uthathe uhlamvu lwemali esandleni sakho sokunene, usihlize ngecala lesandla sakho sobunxele - uholele nxazonke kumbuthano, ngokuzenzekelayo. Funda kathathu ulandelelwano olulandelayo:
"Ngiya enkonzweni yomthengisi,
Ngiphindela emgqeni nomuntu omuhle,
Ngiletha ekhaya umcebo,
UNkulunkulu unikeza imali eningi kangaka,
Ngakho kwakungekho ndawo ongayifaka.
Amen, Amen, Amen. "
Ngaphambi kokubiza imali, ngibone ngeso lengqondo lokho okufunayo, cabanga ngobuningi nengcebo. Kodwa ngemva kokufunda lesi sakhiwo, khipha isifiso futhi ungawucindezeli. Geza izandla zakho emanzini anosawoti. Londoloza uhlamvu lwemali futhi cishe inyanga (kusasa kwelanga elizayo elizayo), lichithe.
Khona-ke, ngenyanga ezayo egcwele, phinda umkhuba ngemali entsha, okumele uyichithe futhi, futhi uyiphinda njalo nyanga.
Ipelaphu elula ngemali
Isiphambeko esilandelayo semilingo ngemali sifanele kulabo abangaphandle kwesihloko samasiko futhi besabeka ukubiza izinhlamvu ebumnyameni, inyanga egcwele. Lona luhlelweni lwabaqalayo, kodwa, noma kunjalo, luvuna kakhulu. Okuwukuphela "kodwa" - kulokho okuzoshiwo, kufanele uthathe ngokungathí sina, ukukholwa nokuqonda okushoyo, kanye nokubuka futhi uzimisele ukubuza. Njalo uma unikezwa ushintsho esitolo, emakethe, esitolo, tshela lokhu okulandelayo:
"Esikhwameni sakho yimali yakho. Kuyoba khona imali yakho yamagugu, izinceku zikaNkulunkulu (igama), umgcinimafa. Yiba njalo. Amen, Amen, Amen. "
Ngakolunye uhlangothi, nokunye ukuthi umbhalo awunzima ukuwukhumbula nhlobo, kodwa ngakolunye uhlangothi, kunzima kakhulu ukusho futhi ulungise ukugeleza kwemali.
Inyanga entsha nezinhlamvu zemali
Izinhlamvu eziqine kakhulu zemali zasetshenziswa ngenyanga entsha nenyanga ekhulayo. Isizathu silula futhi sisobala - ufuna ukwengeza imali esikhwameni sakho, sebenze ekukhangeni lapho inyanga ngokwayo ikhula.
Isiqephu esilandelayo udinga izinhlamvu zemali ezingu-12 zombala wegolide. Akubaluleke kakhulu ukuthi isakhi esenziwe kuzo, njengombala wezomnotho.
Nalezi zemali esandleni sakho, shiya phakathi kwamabili emgwaqeni, uvula isandla sakho ukuze izinhlamvu zemali zikhanyiswe ukukhanya kwenyanga. Yisho umbhalo olandelayo:
"Yonke into ehlala futhi ikhula - kusukela ekukhanyeni kwelanga, amandla aqoqa, nemali nengcebo - kusukela ekukhanyeni kwenyanga. Wena, imali yami, khula emaphaketheni ami, wande, wengeze imali esikhwameni sakho. Wena, ngitshengise imali, isigqila sikaNkulunkulu (igama), ucebise, uze kimi, ubize izihlobo zakho. Yebo kuyokwenzeka, njengoba kushiwo. Amen. "
Emva kwalokho, ubambe izinhlamvu zemali esintendeni esicindezelekile, uye ekhaya, bese ufihla izinhlamvu zemali esikhwameni.