Uma uthenga eFinland, ungasebenzisa mahhala intela. Ukukhokha intela kuyimbuyiselo yentela ye-value added, ehloselwe ukwenza izinhlelo zenhlalo (uma izimpahla zithunyelwa ngaphandle kwemakethe yangaphakathi ye-EU). Futhi njengoba izakhamuzi zingeke zisebenzise lezi zinhlelo, i-EU ibuyisa kubo inkokhelo, ilahle amaphesenti athile okwenza imisebenzi. Emazweni amaningi aseYurophu, i-Global Refund ikhuluma ngalokhu, emahhovisi lapho, ukhiqizwa imali.
Kulesi sihloko, sizocubungula imigomo yokuthenga, bangaki amaphesenti yimigomo nemibandela yokubuyiselwa kwemali eFinland.
Yini engingayithenga?
Izitolo ezingaba yizinkulungwane ezintathu eFinland, zisebenza ohlelweni lwehhala lentela, ungathola ngalokhu ngesibonakaliso esikhethekile emnyango, ungathenga:
- imikhiqizo yokudla, ngaphandle kwemikhiqizo kagwayi nokuphuza utshwala;
- imikhiqizo engeyona ukudla (izingubo zokugqoka, i-electronics, chemistry), ngaphandle kwamabhuku.
E-Finland, ngoba izinsizakalo ezinikeziwe (ubuhle be-salon, ukuqashiswa kwemoto, ihhotela) azitholi irisidi engenayo intela, ngakho ngeke ukwazi ukubuyisela imali.
Ungayenza kanjani ukuthenga okulungile?
Ukuthi uma usuka kuleli zwe, awunayo izinkinga zokubuyela intela mahhala, lapho uthengwa udinga:
- yenza ukuthenga esitolo ngesibonakaliso "Ukuthengwa Kwezimali Zemali Ebuyiselwe Emhlabeni Wonke";
- ungabi yisakhamuzi salo lonke izwe le-EU, awunayo imvume yokuhlala noma imvume yokusebenza;
- yenza ukuthenga isamba esingaphezu kwama-euro angu-40 (ukudla nokudla okungewona ukudla, amasheke kumele ahluke);
- thola irisidi yokuthenga;
- cela ukuthola irhafu yentela, lokhu kuzodinga ukukhombisa ipasipoti yakho (qiniseka ukuthi irisidi ibonisa intengo yokuthenga, inani lembuyiselo kanye nenani lamaphakheji);
- phakethe ekuthengeni kwesitolo, uphawu nge-tape ekhethekile bese unamathisela inombolo yeresidi.
Esitolo ngasinye eFinland kukhona amatafula wokubala izinga lokudoba, njengoba inani lembuyiselo (10-16%) lixhomeke emalini esetshenzisiwe, okuyinto umthengisi azobhala ekwamukeleni oyinikeziwe.
Ukubuyiselwa kwemali
Ungabuyisa imali kunoma yikuphi ukukhishwa kwemali yentela, eFinland njalo ekhona emaphuzu emingcele ngemuva kokulawulwa kwepaspoti noma ekamelweni lokulinda isikhumulo sezindiza.
Ungakwenza lokhu kuphela emva kokudlula ukulawulwa kwamasiko, lapho kufanele ufake uphawu. Qaphela, uma ubeka izimpahla emithwalweni yakho, ngeke ukwazi ukuthola imali, ngakho-ke kungcono ukuthwala lo mthengi ngomthwalo wesandla. Ukuze uthole imali, kubalulekile ukuletha:
- ukuthola amakhokheji yentela (isitembu ngamasiko);
- ukwamukela ukheshi;
- ipasipoti yakho;
- izimpahla, njalo emaphaketheni angaphazamiseki.
Isikhathi sokubuyiselwa kwentela eFinland sinqunywe ezinyangeni ezintathu emva kokuthengwa, ngakho-ke uma ungenakukwenza ngokushesha, ungathumela iresidi isitembu ngeposi noma emahhovisini aseMhlabeni wonke wokuBuyiselwa kwemali, okukhona ngisho nakwezinye izindawo.
Inqubo yesikhathi sokuhamba kweFrance ihlukile kwezinye izindawo, isibonelo, eSpain , Italy naseJalimane .