Abantu abaningi baphupha ngokuphumelela empilweni yabo, ukuze imali yesithole igeleza futhi noma yikuphi ukufisa kufezeka. Kulokhu, imilingo yemali nenhlanhla ingasiza.
Ngezinye izikhathi kunzima ukuthola ukuthi yimaphi amaholo noma imali engenayo ongayithola ngenyanga ngayinye. Ungakhathazeki, ukuqaphela kuzosiza ekunqumeni kalula inani elifunayo. Ukuze wenze lokhu, ungaqhuba umkhuba olula kangaka wemali nemilingo. Vala amehlo akho, ususe yonke imicabango bese ucabanga ngemali. Zithathe ngokuzwakalayo ngesandla. Kuyoba yingakanani imali noma izikweletu ezimbalwa, lokhu kungenele noma akunakwanele? Ngokushesha nje lapho uzwa i-push, masinyane umemezele inani. Manje thatha iphepha, ubhale inombolo, futhi ngezansi wenze umbhalo ozobhala njalo ngenyanga. Yifake bese uyibeka esikhwameni sakho. Kusukela manje, kuzosiza ukuheha imali empilweni yakho.
Umlingo wenhlanhla nemali
Imikhosi yeCinnamon yokukhulisa imali
Kunconywa ukuyiqhuba ngoLwesine. Ngomkhuba, udinga ukuthatha amakhandlela angu-4 aphuzi, impepho nesinamoni amafutha abalulekile, i-nutmeg, isinamoni ne-leaf leaf. Khetha indawo enokuthula yesiko. Lubise amakhandlela ngamafutha bese ugoqa amabhodlela abo egqabeni lesitshalo. Thatha isoso, uthele i-sinamoni futhi uhlanganise khona, bese uyibeka embuthaneni wamakhandlela akhanyisiwe. Ngaphezu kwalokho, thintana namandla aphezulu, ubuze usizo emkhakheni wezezimali. Amakhandlela kufanele ashiywe ukushisa, futhi emva kokufaka iqabunga lawashi esikhwameni sakho.
Umlingo wokuheha imali nenhlanhla
Ukuheha imali empilweni yakho udinga ukwenza umlingo wemilingo. Izimo ezibalulekile zokukhetha inothi:
- Kumele itholakale emthonjeni ozoletha kamuva izimali ezifunayo.
- Inothi kufanele ibe ngisho nokungahunyushwa.
- Amahlelo okuqokwa, khetha ngokuqonda kwakho.
- Kubalulekile ukuthi ngesikhathi sokuthola umthethosivivinywa kwakuyisimiso esihle,
futhi ubujabule ngempela. - Uma uthola umthethosivivinywa ekuseni, njengoba kukholelwa ukuthi lokhu kuyimilingo yokukhula.
Kufanele uzizwe ezingeni elingenakuqhathaniswa ukuthi manje ezandleni zalesi sikweletu somlingo. Ukubamba ezandleni zakho, cabanga ngendlela ofuna ukuthola ngayo imali. Isibonelo, uma ufuna "imali elula", yizwa ukukhanya kwayo njengoba kuhamba emoyeni. Uma umgomo wakho imali enkulu, ke ucabange ukuthi leli bhilikhithi landa kanjani ngobukhulu. Yibambe ezandleni zakho, ulayishe lo mthethosivivinywa ngamandla akho bese uyifaka esikhwameni sakho ngokwehlukana neminye imali. Ungabeki kuleli gumbi, noma yikuphi ukuhlola, amakhadi, njll. Umthamo wemilingo uzodala imali, ngakho-ke akuvunyelwe ukuyisebenzisa.