Izimpawu zemali

Sekuyisikhathi eside abantu bekholelwa ukuthi imali idinga inhlonipho nesithunzi. Ngenxa yokugcinwa kwezizukulwane ezedlule, inani elikhulu lezikhombisi zezimali zabantu selufinyelele ezinsukwini zethu, ngokunamathela kulowo muntu ongathuthukisa kakhulu isimo sabo sezimali. Ngendlela, abantu abaningi baqaphela izinkolelo-ze ezinjalo ngaphandle kokuthi bazi.

Izimpawu zemali ezidumile

Mhlawumbe kubonakala kungenangqondo, kodwa bathanda imali lapho bekhulunyelwa, futhi kufanele kwenziwe ngenhlonipho. Isibonelo, ukukhokha into ethile, tshela ukukhokhela izikweletu bese uthi uzokuhlangana maduzane. Imali ithandwa ukunyakaza, ngakho ungayigcine ngaphansi kwe-mattress, kungcono ukuyibeka ebhange idiphozi. Akunconywa ukusetha umgomo wokulondoloza imali, gcina imali engu-10% yengeniso.

Ezinye izibonakaliso zemali nezinkolelo-ze:

  1. Awukwazi ukuhlala etafuleni ngoba lokhu kuzoholela ekuhluphekeni.
  2. Akunconywa ukukhipha udoti ngemva kokushona kwelanga.
  3. Kule ndawo akufanele kube neziqukathi ezingenalutho, faka okungenani imali, ngokwesibonelo, kumabhasi, njll.
  4. Ungalokothi ushiye amapuleti angenalutho namabhodlela asetafuleni.
  5. Izimpawu zemali kanye nengcebo yizici ezingenakuhlukaniswa, njengoba abantu bekuqaphele isikhathi eside ukuthi ukushaya ngomsindo endlini kususa yonke imali.
  6. Izindleko ezitholiwe zibeka ngobusuku ngaphansi kwesibuko ukuze kwandiswe inani lemali.
  7. Ungayeki futhi ungemi emnyango, ngoba imali ngeke neze ingene endlini.
  8. Kunezibonakaliso ezithile zemali zenyanga entsha, isibonelo, uma ngalesi sikhathi ukukhombisa inyanga imali elele esikhwameni, inani lizokhula kanye nenyanga.
  9. Uma phakathi nenyanga ukubeka izikweletu ezinkulu efasiteleni ukuze ukukhanya kwenyanga kuwele kubo, bese kuthi ngokushesha indaba isimo sizothuthuka kakhulu.
  10. Ungashiyi isikhwama sakho esingenalutho. Ngisho noma ujwayele ukukhokha ngekhadi, gcina okungenani inothi eyodwa kwelinye lamapokhethi akho.

Izimpawu zemali zezinsuku zesonto

Kunezibonakaliso ezithile ezisebenza ezinsukwini ezithile. Isibonelo, akukhuthazwa ukunikeza hhayi ukuboleka, noma ukukhokha kuma-akhawunti ngoMsombuluko, njengoba kuzoba nezinkinga ezibonakalayo ezibonakalayo. Awukwazi ukuboleka ngeSonto, ngoba imali ngeke ibuyiselwe emuva. Ungakhokhi ngoLwesibili, njengoba uzohlala isikweletu kuze kube sekupheleni kwezinsuku zakho. Izipikili ziyakunqunywa ngoLwesibili noma ngoLwesihlanu ngenyanga ekhulayo. Ngakho-ke, uheha umcebo.