Imikhuba nemikhuba yemilingo yemali yokukhanga imali iye yathandwa iminyaka engaphezu kwengu-12. Kubalulekile ukucabangela ukuthi ayilona i-panacea, kodwa ikuvumela ukuthi uthole amandla okukhuthaza nokuheha inhlanhla ukulungisa izinkinga zezimali wena.
Hlonipha ukukhulisa imali inyanga egcwele
Abantu basebenzisa amandla enyanga isikhathi eside ukuthuthukisa isimo sabo sezezimali. Ukwenza umkhuba, udinga ukulungisa uju kanye noshukela ogqamile. Ngosuku olugcwele lenyanga kunoma iyiphi into emgwaqweni, lapho ukukhanya kwenyanga kuthola khona, beka imali ukuze igcwaliswe ngamandla omzimba wasezulwini. Ngobusuku obesibili, thatha umkhumbi ushukela, ubeke uhlamvu lwemali kuwo bese uyibeka ngaphansi kokukhanya kwenyanga. Ngosuku lwesithathu, sekuyisikhathi sokwengeza uju, bese ubuyela umkhumbi endaweni yawo. Ngosuku olulandelayo, thatha imali, kodwa ungayigeza, kodwa uyihlanganise ngefilimu bese uyibeka esikhwameni. Kusukela manje, leyo ngqekithi iyoba yinduna eyoheha ukugeleza kwemali. Imiphumela izobonakala ezinsukwini ezizayo.
Bhalisela ukuheha imali nenhlanhla yamakhandlela
Umbala oyinhloko oheha imali uhlaza, ngakho-ke lesi siko sisebenzisa amakhandlela aluhlaza. Ngaphezu kwalokho, thatha ipuleti encane ye-ceramic futhi kungcono uma kuluhlaza, isikhwama sephepha elibomvu nepensela entsha. Ukwenza umkhuba ngemali ekhaya ephepheni elincane, bhala phansi inani elifunayo, bese uhlala isikhathi esithile uthule futhi ucabange ukuthi uwuthola kanjani. Beka iphepha esikhwameni bese ulibeka epulangwe. Thatha ikhandlela, usethe umlilo ephepheni lakhe lomlilo, bese uligcina ukuze i-wax iqhume emlilweni. Ngalesi sikhathi, kuphinde kunconywe ukuba ngibone ngeso lengqondo inani elifunayo. Akudingekile ukucabanga ukuthi kuzokwenzeka kanjani ukuthola imali , into esemqoka ukuzizwa ezandleni zakho. Uma isikhwama sesishisiwe, kubalulekile ukusifaka ibhola, kungenzeka ngenxa yex waxila, bese uyibeka endaweni eyimfihlo.
Imikhosi enamandla ngemali ngama-apula
Ukuqhuba lesi siko kuyadingeka ngenkathi kukhula inyanga, ngoba kanye nalo kuyokwanda nokuchuma. Ukuze uyiqhube, udinga ukuqeda ama-apula amahle angama-20 ngezandla zakho. Uma ungaqapheli lo myalelo, ke uthenge izithelo, kodwa ungathathi ushintsho kubo. Ngosuku lokuqala kubalulekile ukusabalalisa ama-apula angu-14 kubantu abakudinga emgwaqweni. Ngosuku olulandelayo, usakaze izithelo ezintathu, futhi ngosuku lwesithathu uye esontweni bese ushiya ama-apula asele kuthebula lesikhumbuzo. Bese uthi lawa mazwi:
"Khumbula ubumpofu bami, izinceku zikaNkulunkulu (igama), zokuthula. Vumela kusukela kulolu suku ingcebo igeleza kimi emfuleni. Vumela ingcebo kuze kube phakade. Yebo kuyokwenzeka, njengoba kushiwo. Amen. Amen. Amen. "