Usizo ngokuzalwa kwengane

Ngokungangabazeki, lapho kufika ilungu elisha lomndeni, izindleko zezimali zanda kakhulu. Ngaphezu kwalokho, omunye wamalungu omndeni, ngokuvamile umama, ukhubazekile isikhathi esithile, futhi, ngokwengxenye, ulahlekelwe ingxenye engenayo.

Okwamanje, cishe wonke amazwe omhlaba avumile izinhlelo ezihlukahlukene zemali yabazali okuhloswe ngayo ekuthuthukiseni izimo zezinto ezibonakalayo, kanye nokubhekana nodaba lwezindlu emindenini emisha enezingane. I-Russia ne-Ukraine ayifani neze.

Asiqonde ukuthi yiluphi uhlobo losizo ongawuthola ekuzalweni kwengane kulawa mazwe, kanye nokuthi inani labazali abasha bangalutholaphi.

Usizo lokuzalwa kwengane e-Ukraine

Ngenxa yesimo esinzima sezomnotho, uhulumeni wase-Ukraine waphoqelelwa kusukela ngoJulayi 1, 2014 ukuba enze izinguquko emphakathini. Manje, ekuzalweni, njengowokuqala, nanoma yikuphi ku-akhawunti yezingane, umndeni ukhokhelwa isabelo esisodwa, esingama-41 280 hryvnia. Le mali ibalwa ngesisekelo samazinga angu-40 esincane sokuhlala.

Imindeni lapho izibulo livela khona, inani liye landa kakhulu ngokuqhathaniswa nokukhokhwa kwangaphambi kokuguqulwa - nge-11 000 hryvnia, noma kunjalo, ukuze umama alindele ukuzalwa kwengane yesibili, yesithathu neyalandela, usizo lwezinto ezibonakalayo lube ngumyalo wokunciphisa kancane.

Phakathi naleso sikhathi, yonke imali ngesikhathi esisodwa kubazali ngeke ikhokhwe - kuphela ama-320 320 hryvnia angasithola ngesikhathi esisodwa, konke okuzothunyelwa ku-akhawunti kancane kancane - ngezinkokhelo zenyanga ezilinganayo zingakapheli izinyanga ezingu-36. Ngakho, ukunakekelwa kwababelethi ngesikhathi sokuzalwa kwengane e-Ukraine "kuthathelwe indawo" ngenkokhelo yanyanga zonke ekhokhwe ngaphambi kokufezwa komuntu oneminyaka emithathu ubudala, manje ekhanseliwe.

Kufanele kuqaphele ukuthi uma uthola noma uthatha ingane ngaphansi kokuqapha, ukukhokha usizo lwezinto ezibonakalayo kufana nalokhu.

Usizo lombuso ekuzalweni kwengane eRussia

E-Russia, ngokuphambene nalokho, inani nemvelo yokusiza ngezinto ezibonakalayo ekuzalweni kwengane kuxhomeke ezintweni eziningi, ikakhulukazi ukuthi unina unomthombo osemthethweni wokuthola imali, nokuthi bangaki abantwana asebevele emndenini.

Lapho izingane zesibili nezilandelwayo zizalwa, isiKhwama sePensheni yeRussian Federation sikhombisa imali eningi kakhulu yokweseka, okuyi-capital capital. Ngo-2015, inani lale nsizakalo yokusekela kwakuyi-ruble angu-453,026. Noma kunjalo, le mali ayitholakali ngekheshi, ingasetshenziswa lapho uthenga indawo yokuhlala noma ukwakha indlu, lapho ukhokhela imali yokuboleka imali, lapho ukhokhela imfundo yengane esikhathini esizayo, noma ukwandisa ubukhulu bomhlalaphansi womama. Uma unenhlanhla ngokwanele yokuba ngabazali bezingane ezimbili ngesikhathi esisodwa, khona-ke unemibuzo enengqondo, yiziphi inani lemali yokubeletha ezingamawele okubeletha azokhokhwa. Ungathola mayelana nalezi zinkokhelo kwezinye izihloko zethu.

Ngaphezu kwalokho, uma ingane, abazali bayo, abazali ababeletha noma abaqaphi bevela emndenini, inzuzo yesikhathi esisodwa ikhokhwa, inani lalo nyaka ka-2015 liyi-ruble engu-14 497. I-80 kop. Lesi silinganiso sokusekelwa komphakathi sikhokhelwa kanye, futhi ubukhulu bayo abufani kuye ngezimo ezihlukahlukene.

Omama abasebenzayo nabo bakhokhelwa isamba semali - ukukhulelwa kanye nenzuzo yokubeletha. Ukubaluleka kwalo kubalwa kusukela ngobukhulu bemali ekhokhelwa ngenyanga yonyaka wesifazane iminyaka emibili, ngaphambi kokukhishwa kwesinqumo. Abesifazane abangaqashiwe nabo bangazethemba ngalesi sabelo, kodwa ubukhulu bayo buzoba buncane.

Futhi ekugcineni, kuzo zonke izifunda zaseRussia ziningi izinhlelo zenhlalo ezisiza ukuthuthukisa isimo sezimali semindeni enezingane. Lapha, usizo luhlinzekwa kokubili ngendlela yoxhaso lokuthola izindlu zokuhlala, izimali zemali, nangenye indlela. Isibonelo, eMoscow wonke umama lapho ebelethwa ingane, okuthiwa "ikhishi lokudoba" , eliyisethi yokudla okondla umntwana. E-St. Petersburg, kunekhadi elikhethekile "lezingane," elibala isabelo esisodwa sokuzalwa kwengane ngayinye, kanye nesinxephezelo senyanga, uma umndeni uhlupheka. Ngosizo lwekhadi elinjalo kungenzeka ukuthenga izimpahla zezingane ezitolo ezithile.