Ngokuvamile, izimali akwanele nhlobo ngenxa yemali ephansi, kodwa ngenxa yemikhuba engalungile ehlobene nokusetshenziswa kwemali. Ngenxa yokulondoloza imali emndenini, ungafinyelela ekusetshenzisweni okungaphezulu kwemithombo yezezimali.
Imithetho yomnotho
Imithetho yokusindisa imali ilula futhi icacile. Akwanele ukwazi - kudingeka ukuthi kwenziwe! Kubalulekile ukucabangela izimiso eziyisisekelo eziholela ekusindisweni kwemali ngaphandle kokwehla okukhulu ezintweni ezinkulu zokusetshenziswa kwezimali:
- Cabanga ukuthi uthola imali engakanani, nokuthi uchitha kangakanani. Futhi kubalulekile ukubhala phansi nezihloko zezindleko - ngakho kuyoba lula ukulandelela "okungeziwe". Futhi khumbula - inkomishi eyodwa yansuku zonke yekhofi eyi-$ 3 ku-cafe i-$ 90 ngenyanga futhi i-$ 1080 ngonyaka. Funda ukugcina imali ezintweni ezifanele.
- Qaphela ukuthi izindleko zakho zokuzijabulisa zibiza kangakanani - lesi sihloko sezindleko cishe sinqunywe ngaso sonke isikhathi.
- Bheka impilo yakho, udle ukudla okunempilo, ugqoke ngokufudumele. Lokhu kuzokulondoloza imali kwimithi.
- Ukugcina imali ngemikhiqizo kungaphezu kwakho konke, umkhuba wokupheka ekhaya. Ukuthenga okusanhlamvu, imifino, inhlanzi kanye nenyama akuyona indlela ebiza kakhulu njengokudla okulungiselelwe noma ukudla okulungele ukudla. Umphumela uzoba oqondile kokubili kwezezimali nempilo.
- Ungazivumeli ukuthengwa kwe-rash - njalo uye esitokisini kuphela ngohlu olubhalwa ngaphambilini lwezinzuzo, futhi ungathathi lutho olungaphezu kwalo.
- Sebenzisa izaphulelo kanye nokukhushulwa ukungathathi lokho okudingayo, kodwa ukunciphisa izindleko zezinsizakalo ongazoziphendukela kunoma yikuphi.
- Ungathengi izinto eziningi ezishibhile - thatha eyodwa, kodwa ngekhwalithi evamile. Kuzohlala isikhathi eside. Nokho, lokhu akusho ukuthi udinga ukuya ku-boutique ne-overpay yalo mkhiqizo.
Imfihlo eyinhloko yokusindisa imali ilula - udinga ukulawula ukusetshenziswa kwakho futhi ungafaki nalabo abangenzi lutho. Kodwa-ke, kubalulekile ukuthi ungadluli futhi ungashiyi lutho nhlobo.