Ukutshalwa kwezimali okunenzuzo kuyinkinga ekhathazayo labo bantu abanakho imali ethile futhi bafuna ukuyisebenzisa ukuze banwebe imali yabo esikhathini esizayo. Kodwa ungasindisa kanjani imali futhi ungashintshi? Lo mbuzo kunzima ukuphendula ngisho nabahlaziyi abanolwazi nabasaziwa. Wonke umuntu uzikhethela ukuthi yini enenzuzo, elula futhi enokwethenjelwa embonweni wakhe. Omunye uthanda ukwabelana, ezinye izimali zomphakathi, kahle, othile ukhetha ukutshala izimali kuyi-intanethi , izibambiso ezihlukahlukene, futhi ubeka imali yakhe ebhange.
Ukukhetha kukhulu. Ngayinye yalezi zinketho zokutshala imali okuzuzisa kakhulu kufanelekile ukunakekelwa. Ake siwahlole, mhlawumbe lokhu kuzokusiza ukuba ubone ukuthi kukhona ukuhluleka kwakho futhi ubone izinzuzo, kanye nokugxila ekutshalweni kwezimali okuzuzisayo ngonyaka ka-2013.
Izitshalomali ezinenzuzo kwi-intanethi
Izimali zomphakathi (imali yokubambisana) yinto yokuqala esizoyihlola. Zilungile ngoba emva kokutshala izimali ezinkampanini kanye namasheya ezinkampanini ezihlukahlukene, ochwepheshe abanolwazi abazokwazi ukuphatha lolu hlelo, ngeke kudingeke wenze imizamo eyengeziwe kulokhu. Inzuzo enhle - unikezwa ithuba lokwenza imali encane yezimali, akudingeki ukuthi utshale imali enkulu. Futhi uma utshala izimali ezinkampanini eziningana ngesikhathi esifanayo, uma kukhona noma ubani kubo ehluleka, uzovikelwa ekulahlekelweni kwazo zonke izimali zakho. Ngeshwa, ngokusebenza, konke akuyona into enhle kakhulu. Kungaba nokulahleka okuphawulekayo nokulahlekelwa. Asikho isiqinisekiso, konke kuxhomeke esimweni emakethe nakwethembekile yenkampani. Ukubikezela okuthile akunakwenzeka. Ungalindela inzuzo enkulu, uma nje eYurophu inhlekelele iphela. Kodwa, njengoba wazi, inzuzo enkulu lapho kunengozi enkulu.
Izabelo nezibopho
Le ndlela yokutshala izimali ezinenzuzo futhi uthole inzuzo ephezulu iyophumelela kuphela uma usuvele unomtshalazi onolwazi emakethe yamasheya, wenza ukuthenga nokuthengisa amasheya kanye nezibopho ngesikhathi esifanele. Kufanele kukhunjulwe ukuthi ngokutshalwa kwezimali okuncane lapha akusebenzi, udinga inani elikhulu. Kunokuba kuzoba ngaphezulu, amathuba okuba nomdlalo onenzuzo kwi-stock exchange kuwe. Uhlu oluvela kwiMual Funds - uyinkosi-master, wenza zonke izinqumo ezihlobene nesikhathi, indawo nokuthengwa, ukudayiswa kwamasheya nezibopho. Konke kuxhomeke esinqumweni sakho, kufanele ube nesitokisini saleso sikimu, kanye nekhono lokuhlelwa ngokwemvelo kanye nokuhlelwa ngokweqile izenzo zakho.
Ukwehluleka okuphawulekayo ukuthi ingozi enkulu ikhona. Ngokuvamile kwenzeka - konke noma akukho lutho olusemqoka.
Amasheya aseBhange yizo zimali ezizuzisa kakhulu ngaphandle kwengozi. Uma ibhange lihlehliswa, uzobuyisela imali yakho. Kodwa kukhona ukuphazamiseka kombuzo - idiphozi ibhekwa njengenzuzo engcono kakhulu ngokuphathelene nenzuzo. Kunenketho ongeke ukwazi ukuthola imali engenayo ekulindelwe isikhathi eside.
Ukutshala izimali - lapho kunenzuzo yokutshala izimali?
Ngenxa yokuthi ingozi ayiziphendulela ngaso sonke isikhathi, inokwethenjelwa kakhulu ngo-2013 kuyoba ukutshala imali emabhange asezinzile nezinkulu. Ungathola okuqinisekisiwe okuqinisekisiwe, kodwa hhayi amaphesenti aphezulu. Kungcono kunokubeka ingozi nokulahlekelwa konke. Ngempela?
Ukutshalwa kwezimali okuzuzisa in estate
Impahla iyindlela enhle kakhulu yokutshala imali ngaso sonke isikhathi. Ngemuva kwalokho, njalo ngonyaka kuyabiza kakhulu
Injabulo enjalo, yebo, kufanelekile, ngokulandelana. Futhi kulokhu kunesici esisodwa esincane: lapho ukwakhiwa sekuqediwe, imitha yesigcawu sezindlu kuzobiza okungaphezulu kakhulu kunezigaba zayo zokuqala. Ngendlela, akudingeki ukhokhe inani eligcwele ngesikhathi esisodwa. Kuzokwanela ukukhokha imali yenyanga. Ngakho-ke, cabanga ngokutshalwa kwezimali endaweni yangasese ekwakheni. Ngakho-ke, uzosindisa imali ehloniphekile.