Njengomthetho, ukubalwa kwezimali kubandakanya ukubala ubude benkathi yomshuwalense nokuthembela kuyo ukukhubazeka okwesikhashana. Kodwa-ke, kude nalezi zibalo zibala futhi ziqondakala kumsebenzi, ongenalwazi emthethweni wezabasebenzi, ngakho-ke kunzima kakhulu ukuphawula amaphutha okungahleliwe noma okungaqondile ngamanani. Ake sibone ukuthi kufakwe yini isipiliyoni somshuwalense nokuthi ungabala kanjani ubude benkonzo yekhefu lokugula.
Yini efakwe ebude bomshuwalense?
Ngakho-ke, isipiliyoni somshuwalense yisikhathi somsebenzi wesisebenzi, lapho imali yakhe engenayo ikhokhwe esikhwameni somshuwalense. Ihlanganisa izikhathi ezinjalo:
- ukusebenza ngaphansi kwenkontileka yokuqashwa, lapho ukukhishwa kwesikhwama somshuwalense kwenzelwa umholo wesisebenzi;
- izinkathi zikamasipala, isevisi yomphakathi noma yomphakathi;
- izikhathi lapho isisebenzi sibhekene nomshuwalense womphakathi osinyanzelayo, kufaka phakathi ukukhulelwa nokubeletha iminyaka engaphezu kwemithathu, ukunakekela izihlobo ezidinga ukunakekelwa okuqhubekayo, njll;
- izikhathi lapho osomabhizinisi ngabanye benza ngokuzithandela iminikelo yesikhwama somshuwalense.
Indlela yokunquma ubude benkonzo yekhefu lokugula?
Ukuze kubalwe, udinga ibhuku lomsebenzi kanye nokubala. Ukubala kulula: kubalulekile ukwengeza zonke izikhathi lapho izinkokhelo zesikhwama somshuwalense zenziwa khona. Uma ezinye zazo zingabhalwanga encwadini yokusebenzela, ungasebenzisa izinkontileka zabasebenzi. Kungenzeka ukuthi izikhathi ezibandakanya ubude bomshuwalense zizohambisana (isibonelo, osomabhizinisi wangasese osebenza ngaphansi kwenkontileka, kodwa futhi wenza iminikelo yokuzithandela), kulokhu okukodwa kwesinye isikhathi esikhungweni sesisebenzi sithathwa.
Ulwazi lomsebenzi wekhefu lokugula
Ikhadi lesikhathi sokugula noma, ngokuchanekile, ishidi lokukhubazeka komsebenzi, yisisekelo sokukhululeka emisebenzini yomsebenzi ngokuphathelene nokukhubazeka nokulondolozwa kweholo lomsebenzi. Isibhedlela, kuye ngokuthi ubude besevisi, bukhokhwa ngezindlela ezahlukene:
- uma umsebenzi wakho wokusebenza ungaphansi kwezinyanga eziyisithupha, ungalindela ukukhokha okufana nomholo omncane;
- Okungenani iminyaka engu-5 yenkonzo, imali engama-60% yomholo wesisebenzi ikhokhwa;
- kusukela eminyakeni emihlanu kuya kwengu-8 iminyaka engama-80% wemali ejwayelekile iyabuyiselwa;
- uma isipiliyoni somsebenzi singaphezu kweminyaka engu-8, umholo wesilinganiso ukhokhwa ngokugcwele.
Kwezinye izimo, ubude bezinsizakalo zesibhedlela akukhathazi: ukutakula ngokulimala okutholakele emsebenzini, ukukhulelwa nokunakekelwa kwengane kuze kube yiminyaka emithathu, kulezi zimo, umholo wesilinganiso kufanele ukhokhwe. Futhi, umholo ojwayelekile ukhokhwa ngokugcwele kubambiqhaza ekususweni kwemiphumela yengozi yaseChernobyl, impi ye-Great Patriotic War nabazali uma kwenzeka ukugula kwengane engaphansi kweminyaka engu-14 ubudala.
Ukuze unqume inani okufanele ukhokhe kuloluhlu olugulayo, ngaphandle kobude bomshuwalense, udinga ukwazi umholo wakho osezingeni elivamile noma ojwayelekile nsuku zonke futhi ubale
Izinsuku ezingasebenzi, amavikikiki namaholide ezenzeka ngesikhathi sokukhubazeka emsebenzini azikhokhwa, kepha uma ukugula kwenzeka ngesikhathi seholide, khona-ke ukhokhwa ngokujwayelekile, uma kunjalo iholidi linganwetshwa noma ezinye zazo zihlehliselwa kwenye indawo.
Kubalulekile ukukhumbula ukuthi kungenzeka ukukhokhela isibhedlela esivela endaweni yangaphambili yomsebenzi, uma kungapheli inyanga kudlulile kusukela ngesikhathi sokuxoshwa kuze kuqala ukukhubazeka. Ubukhulu bokukhokha buzoxhomeka esikhathini somsebenzi enhlanganweni, kodwa kuzokwenziwa ngisho noma unesikhathi esincane semshuwalense.