Ingabe omama banikeza imali ngamawele?

Ukuzalwa kokuphila okusha ezimweni ezithile kwenza umndeni ube nzima esimweni sezimali. Lokhu kuyiqiniso ikakhulukazi uma abazali abasha banomntwana ongaphezu kweyodwa, kodwa abantwana abaningana, ngoba zonke izindleko zabo zanda ngezinye izikhathi.

Namuhla, izifunda eziningi zihlinzekela izinyathelo ezihlukahlukene zokugqugquzela okuhloswe ngazo ekuthuthukiseni isimo sabantu. I-Russian Federation ayiyona into ehlukile. Ekuzalweni komntwana wesibili esikhathini sokuqala kusukela ngo-2007 kuze kube sekupheleni kuka-2016, kuleli zwe isitifiketi sokukhishwa kwemali yokubeletha sikhishwa, sikhombisa inani elimangalisayo lemali, okwamanje, elingatholakali ngemali.

Njengoba amagama omthetho kunzima kakhulu, imindeni eminingi iyazibuza ukuthi ingabe imali yokubeletha inikezwa ngamawele, futhi kwezinye izimo uma izingane eziningana zizalwa ngokushesha. Kulesi sihloko, sizozama ukuphendula lo mbuzo futhi sichaze ukuthi lokhu kukhokhwa kubonisani.

Ungasebenzisa kanjani imali enkulu yokubeletha?

Ngonyaka we-2015, inani lemali yokukhokha lifinyelela kuma-ruble angu-453,026, futhi kuhle kakhulu emindenini emisha enabantwana ababili noma ngaphezulu, ikakhulukazi ezindaweni ezikude nenhloko-dolobha, ngoba ingasetshenziswa ukukhokha imali, ukuthuthukisa isimo sezindlu noma ukwakha indawo yokuhlala ekhaya. Ngaphezu kwalokho, emva kwesikhathi esithile ngosizo lalesisamba noma ingxenye ethile ungakhokha ukuqeqeshwa kwendodana yakho noma indodakazi yakho eyunivesithi, noma ukuhlala kwakhe ehostela, futhi futhi uthumele lezi zimali ukwandisa umhlalaphansi wezimali womama.

Ukudluliselwa kwezindleko zokubeletha kuya kwifomu yekhredithi akunakwenzeka ngenxa yomthetho, kodwa, ngokusho kwesicelo sakho siqu, ingxenye encane yayo - ama-ruble angu-20,000 - angadluliselwa ekhadini lakho lebhange.

Ingabe i-capital maternity inzalo ekuzalweni kwamawele?

Ukuthola le ntlawulo, kubalulekile ukuthi lezi zimo ezilandelayo zihlangane ngesikhathi esifanayo:

1. Ingane yazalwa esikhathini esibekiwe.
2. Umndeni usuvele unezingane ezincane okungenani.
3. Izingane ezisanda kuzalwa zinezakhamuzi zaseRussian Federation.
4. Okungenani oyedwa wabazali yisakhamuzi saseRussia.
5. Ngaphambili, uMama noma ubaba akazange athole izinzuzo ezinjalo.

Ngakho-ke, isikhathi lapho umntwana wokuqala ezalwa khona, futhi nokuthi bangaki abantwana asebevele emndenini, akuthinti ilungelo lakho kule nkokhelo. Ngenxa yalokho, imali yomama inikezwa amawele, futhi kungakhathaliseki ukuthi ukuzalwa kokuqala kwenzeka yini kwabesifazane noma ekugcineni.

Okwamanje, kunesimo lapho abazali bengenakuzuza khona naphezu kokuhlangana nazo zonke izimo ezingenhla. Ngokuvamile, omama nabazali babuza lo mbuzo, ngabe ngabe umthamo womama ubeka ekuzalweni kwamawele, uma elinye lamawele lifile.

Ngaphambi kwezimo ezinjalo, uzokwazi ukuthola isitifiketi kuphela uma usana olusanda kuzalwa luphila okungenani izinsuku ezingu-7, futhi unikezwe isitifiketi sokuzalwa kwakhe. Uma lezi zimvuthu zingapheli ngokushesha ngemva kokuzalwa, ngeke unikezwe idokhumenti efanele, okusho ukuthi unqatshelwe ilungelo lokuthola imali yokubeletha.