Imibhalo yezezimali ayiyona into kodwa iyingxenye yemfundiso yezomnotho, lapho umthelela wemali ekuthuthukiseni umnotho ucwaningwa ngokuningiliziwe. Ihlola imali ngandlela-thile, kodwa inomthelela , kokubili ezingeni lamanani nangomgangatho wokukhiqiza kwamabhizinisi.
Imibono Eyisisekelo Yemali
Kumele kuqashelwe ukuthi izomnotho zaseNtshonalanga zanamuhla, zihlaziya ukuthuthukiswa kwezinkombandlela zombono wezimali, ukuhlukanisa izinkolelo ezinjalo zemali njenge:
- insimbi;
- ukulinganisa;
- I-Keynesian;
- ukusebenza.
Ngakho-ke, ngokusho kwe-metallic theory ephakama ngekhulu le-17. esekelwe ekubukeni kwezinto ze-mercantilists, ingcebo ibonakala ngemali. Ngesikhathi esifanayo, lo mkhakha ulinganiswa nensimbi eyigugu. Ukuqhubeka kulokhu, ingcebo yesizwe ngasinye kufanele ibhekwe njengesiliva lesiliva, zegolide ezitholakala emathunzini alo. Gcwalisa izimali zengcebo enjalo ngokusebenzisa ukuhwebelana kwamanye amazwe. Ezimweni ezifanayo ze-mercantilists azitholanga nhlobo iphuzu lemali yephepha.
Ithiyori elinganiselwe yavela eminyakeni eyikhulu ngaphambili kuneyaphambilini. Leyo mbono yakhiwa ngenxa yokunyuka okungazelelwe okungaqondakali kwezindleko zezimpahla ezibangelwa ukwanda kweYurophu yesiliva negolide. Ngakho-ke, izingqinamba eziyinhloko zombono zibandakanya ingqikithi - "imali yensimbi inqatshelwe inani."
Lapho nje imali isanda, izindleko zabo zinciphisa kakhulu.
Izinga lamanani ezinkokhelo lixhomeke kuphela emalini yemali ekusakazweni.
Le mbono ye-classic yokulinganisa yemali yabeka isisekelo sokuhlaziywa kwemigomo yokuvela kwezindleko zemali. Ngenxa yemibono ehlanganisiwe kuwo, izitayela ze-classical nezesi-neoclassical zazalwa emnothweni.
Ithiyori ye-Keynesi iqala umnotho wemakethe ohlelweni olunezici ezingaqiniseki, futhi
Umdali wale mbono, umNgisi uJM Keynes, ukholelwa ukuthi yigolide ephazamisa ukulawulwa okunengqondo komkhakha wemali. Kuye, ukheshi uhlobo oluthile lwezibopho ezenzeka lapho ibhange lifaka imali eqinile elalivele ithola uhlobo oluthile lobunikazi.
Ngokombono wezimali osebenzayo, lokhu okuwukuphela kwendlela yokuguqulwa. Ukusebenza kwabo kungaqinisekiswa kuphela kule ndawo.