Ukuthengwa okuhlangene - kuyini futhi kanjani ukwenza imali ngokuthenga okuhlangene?

Muva nje, umqondo onjengokuthi "ukuthenga okuhlangene" (SP) kuthandwa kakhulu. E-intanethi kumawebhusayithi ungathola izinto ezihlukene kanye nezinhlobonhlobo zezimpahla ngokungenamkhawulo. Ngaphambi kokuba uhlanganyele kuzo, kubalulekile ukuqonda zonke izinkohliso, izinzuzo kanye nokungalungi.

Iyini ukuthenga okuhlangene?

Le nkulumo iqondwa njengendlela yokuhlela ukuthenga, ngokusekelwe kubambiswano labantu abaningana eqenjini lokuthenga izimpahla ngokuqondile kumkhiqizi noma umphakeli osemthethweni. Lokhu kwenziwa ukugcina imali ngokuthenga imikhiqizo ekhethiwe ngobuningi. Ukuthola ukuthi kusho ukuthini ukuthenga ndawonye, ​​kufanelekile ukukhomba ukuthi umuntu ocela abantu abajwayele ukuthenga yezitolo abe ngumhleli wakhe noma umxhumanisi, olawula yonke inqubo.

Ukuthenga okuhlangene kusebenza kanjani?

Into eyinhloko kulolu daba ngumhleli, oxoxisana nendawo yokugcina impahla noma inkampani, wenza isaziso sabathintekayo, uhlanganisa uhlu lwezimpahla, uqoqa imali, athengise futhi axoxisane nokulethwa kwezimpahla. Umuntu kufanele anake yonke imininingwane ukuze kungabi nezinkinga. Ukubamba iqhaza ekuthengeni okuhlanganyelwe komhleli ngumsebenzi othize umuntu athola ukukhokha, futhi wenza okungenani u-10% wenani lentengo ye-batch yezimpahla. Ekugcineni, lokhu kungabhekwa njengehlobo lebhizinisi.

Inzuzo yokuthenga okuhlanganyelwe komthengi

Abantu abaningi abathintekayo kwinethiwekhi ebizwa ngokuthi "ukuthenga okuhlangene", futhi lokhu kungenxa yezinzuzo ezahlukene.

1. Inzuzo enkulu yinani eliphansi lokuthengwa kwezinto eziningi, ngakho-ke i-smartphone noma imishini ethile ingenza cishe inani lentengo.
2. E-Intanethi, izimpahla zenziwa ngezindlela eziningi, futhi ungathola ngisho nezinto ezingekho ezitolo.
3. Ukwazi ukuthi ungasebenzisa kanjani ukuthenga okuhlangene, kucacile ukuthi kusindisa isikhathi, njengoba kungekho sidingo sokuchitha isikhathi ekuhambeni kokuthenga. I-oda lingenziwa nganoma yisiphi isikhathi esikahle ngaphandle kokushiya ekhaya.
4. Uma izimpahla zingalingani, ungathukutheli, ngoba kunezindlela ezihlukene ezenziwe, ukuthi ungayinamathisela kanjani bese ubuyisa imali yakho.

Zuza ekuthengeni okuhlangene kumhleli

Umxhumanisi wazo zonke lezi zenzo uthola zonke izinzuzo ezichazwe ngenhla, uma engakulungisi nje kuphela, kodwa futhi uyala izinto ngentengo yokuthenga. Ngaphezu kwalokho, ukwazi konke ukucabangela, ukuvula ukuthenga okuhlangene, umuntu uyaqaphela ibhizinisi ngaphandle kokushiya ikhaya, lapho athola khona inkokhelo ethile. Uma kuthengwa okuningi okunjalo, amaphesenti amaningi okuthengiswa akufaka ephaketheni lakhe.

I-Cons yokuthenga okuhlangene

Asikwazi ukungaziboni izintambo eziningi, okwamanje ezihambisana nokuthenga okuhlangene.

1. Ukuze uthole izimpahla zakho, kuzothatha isikhathi ukulinda, ngakho-ke isikhathi singasuka emavikini amabili kuya enyangeni.
2. Nakuba kunezinzuzo zokuthengwa okuhlangene, ukukhishwa kwabo okuyinhloko - izimpahla azikwazi ukuhlolwa futhi zihlolwe ngaphambi kokuthi ziwele ezandleni.
3. Akukho ukulungiswa kwewaranti yomshini, ngakho kufanele ukhokhele ngokwakho.
4. Kwezinye izimo, ukuthengwa kungakhanselwa futhi izizathu zalokho zingase zihluke, isibonelo, akuzange kwenzeke ukuqoqa inani elidingekile ukuze uthole i-oda eliningi, umphakeli wenqaba ukusebenzisana nokunye okunye. Asikwazi ukwehluleka ukuveza ukuthi akuvamile, kodwa kungenzeka ukulahlekelwa izimpahla emgwaqeni, ngakho-ke kufanele uqale ucacise yonke imininingwane nomphakeli.

Ungakhokha kanjani ukuthenga okuhlangene?

Emva kokuba umuntu engene eqenjini lokuthenga okuhlangene futhi wakhethe izimpahla, kuzodingeka akhokhele. Ukukhokha kokuthenga okuhlangene kungenziwa ngezindlela ezahlukene:

1. Dlulisela kumakhadi amabhange ahlukene. Sebenzisa le ndlela kufanele kube, uma u-100% eqinisekisa ukuthi lokhu akukopela futhi imali ngeke ilahleke.
2. Ukuthenga okuhlangene kungakhokhwa ngemali. Imali idluliselwa ku-Umhleli ngezandla ngesikhathi somhlangano ukuqoqa umsebenzi ohlangene noma lapho uthola izimpahla.
3. Kwamanye amasayithi, abahlanganyeli bangaba namakhuphoni angasetshenziselwa ukukhokha okuphelele noma okuyingxenye yomyalelo.

Ungaba kanjani umhleli wokuthenga okuhlangene?

Uma ufisa, noma yimuphi umuntu angaba umxhumanisi, into esemqoka ukuthi ulungele ukuthatha zonke izinkinga zenhlangano futhi ube nesibopho sokuthengiselana. Uma ufuna ukwazi ukuthi ungaba kanjani umhleli wokuthenga okuhlangene, imfundo yesinyathelo ngesinyathelo iyoba usizo kakhulu:

1. Okokuqala, amaqembu ezempahla azoba yinzuzo enkulu ekubambisaneni. Okudumile kukhona amathoyizi nezingubo zezingane , izesekeli, izindwangu zokugqoka nezingubo kubantu abadala. Kubalulekile ukukhetha inkundla ethakazelisayo, ukuze ungavila ukuqonda zonke izinto ezincane zezimpahla.
2. Ukuchaza ukuthi yikuphi ukuthenga okuhlangene, ukuthi ungaqala kanjani nokuthi kufanele ukwenze, kufanelekile ukukhomba ukuthi esigabeni esilandelayo udinga ukuthola umphakeli ohlinzeka ngempahla yekhwalithi ngamanani aphansi kakhulu. Kubalulekile ukucacisa wonke ama-nuances: ubukhulu bokulethwa, izaphulelo, ukubuyisa okunye okunye nokunye okunye.
3. Ngemuva kwalokho, i-akhawunti yokukhokha ivuliwe, engeyona eyakho, ukuze ingadideki.
4. Ezingqungqutheleni ezahlukene nasezinkundleni zokuxhumana nabantu, ama-akhawunti adalwe ukuheha abathengi abangenzeka. Kukhona nezindawo ezikhethekile zokuthenga okuhlangene. Udinga ukwakha izikhangiso ngezincazelo eziningiliziwe, izintengo nezithombe. Ulwazi oluthe xaxa luzoba, abathengi abazithandela kakhulu bazoba yingxenye yokuzibandakanya.
5. Umhleli kumele asebenze izinhlelo zokusebenza, agcine amarekhodi ukuqoqa inombolo edingekayo ye-oda. Emva kwalokho, umyalelo ukhokhelwe futhi ukhokhelwe. Ngesikhathi leli phepha lizohamba, kufanele uxhumane namakhasimende ukuze bangacabangi ukuthi lesi sihlukaniso.
6. Lapho izimpahla zitholwa, ungaqala ukuzisakaza kubahlanganyeli. Uma ukuhlanganiswa okuhlangene kugcinwe edolobheni lakho, vumelana ngokuzithumela.

Indlela yokwenza imali ekuthengeni okuhlangene?

Abahleli bathola umvuzo othile womsebenzi okwenziwe ngesilinganiso sika-10-50% senani lokuthengwa okuthe xaxa. Inani lixhomeke eqenjini lezimpahla kanye nezindleko zokudiliva. Ukuthola indlela yokuhlela ukuthenga okuhlanganyelwe ukuze uthole imali enhle, kubalulekile ukuphawula ukuthi ungakwazi ukubeka ngokushesha intengo yomkhiqizo, okuzofaka zonke izindleko zesisebenzi kanye nemivuzo. Ukuze uthole imali emihle, kufanele uthuthukise ibhizinisi lakho ezintweni eziningana ze-intanethi. Imali engenayo yomhleli izophazamiseka inani lamakhasimende, inani lemali eyengeziwe yokusetshenziswa, nedumela lakhe.

Imali ekuthengeni okuhlangene - yiziphi izingozi?

Kusukela kumgqugquzeli lokhu ibhizinisi elithile, ngakho-ke linezingozi ezibalulekile okufanele zicatshangelwe:

1. Umphakeli noma umkhiqizi angathengisa izimpahla ezigcinwe kwabanye noma ukukhansela umyalelo. Izikhathi zokuthumela ngezinye izikhathi azigcini.
2. Izimpahla ezitholiwe zingahluka kulabo abathintekayo ezithombeni, okungukuthi, ikhwalithi, ubungako nombala kungase kuhluke.
3. Ukwenza imali ngokuthengwa okuhlangene, udinga ukuxoxa nomphakeli ukuthi kungenzeka ukubuyisela uma kwenzeka umshado, ukuze kungadingeki ubhekane nesimo uma kudingeka ufune ithuba lokudubula izinto ezibhuqiwe.
4. Akuwona wonke amakhasimende aqotho futhi kukhona amacala uma izimpahla ziyalwe, zamukelwe, futhi ikhasimende ayifuni ukuyithenga. Ekugcineni, liwela emahlombe omhleli, ozobe eshayela ukuthenga.